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Elaine Zhao

ASA, MAAA | Actuarial Consultant

Elaine's primary responsibilities include client and project management, conducting claims analyses and actuarial assessments, and assisting in model development.

Prior to joining Santa Barbara Actuaries, Elaine was a Human Capital Actuarial Consultant at Deloitte Consulting where she gained a wide range of experience supporting clients in the healthcare space.

She has worked for pharmaceutical manufacturers, private health plans, and state governments on value based contract modeling, Medicare Advantage market assessment, 1115 Waiver support and evaluation, rating engine vendor assessment, pricing and underwriting, claims analysis, financial modeling, large scale systems migration, and organizational design.

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